Home Buying Process

Home Buying Process
The idea of purchasing a home is bound to bring many questions to mind. And, of course, it is one of the biggest decisions in life. My team and I are here to assist you in your home buying process:

  1. Decide that you want to buy: The first step in buying a home is to simply make the decision. There are many benefits to home ownership, including:

    2. Free Seminar

    1. Knowing you have a place to live
    2. You have a feeling of belonging
    3. Stability
    4. You help improve your credit report
    5. You are building wealth
  2. Get preapproved: The amount of monthly money that you are willing to pay for a mortgage depends on your income, your current liabilities and your credit score. Use common sense. Don’t buy something that you cannot afford. Instead, plan to move up to your dream home step by step over the years. Here at MVP Consulting Group:
    1. We will recommend a loan officer offering the best rates
    2. We will help you get prequalification or preapproval
    3. We will help you choose the best mortgage finance plan
  3. Look for a Neighborhood: Do your homework regarding the neighborhood where you want to live.
    1. Create a detailed neighborhood search profile from your personally selected criteria.
    2. If you have a child who will be attending a neighborhood school, is the school a good match for your child? Are the homes in your price range close enough to the school?
    3. Check the proximity to shopping and other places of interest in the neighborhood.
  4. Choose your Real Estate agent: A reliable person who knows the area and the business.
  5. Go Home Shopping: Now it’s time to go out and look!
    1. We will work with you as a team, organizing and scheduling the home showings.
    2. We will provide ongoing updates and showings of newly available homes
  6. Make an offer: You found your home! Time to make an offer.
    1. We will do all the comparables for the property to make sure our price offer will be the best
    2. We will prepare all documentation and advise you regarding terms and issues related to the offer
    3. We will fill out the purchase offer contract
  7. Negotiating to buy:
    1. We will present the offer to the seller
    2. We will negotiate on your behalf using our expertise
  8. Vendors selection and coordination: Once the offer has been accepted we coordinate:
    1. Home Inspections
    2. Title Company
    3. Attorney
    4. Insurance Company
    5. Lender
  9. Preclose preparation: Almost Ready!!!
    1. Time to coordinate all closing docs and final inspection of the home.
  10. Closing:
    1. Preview final closing documents
    2. Resolve last minute issues (move-in date changes etc.)
    3. Complete transaction
  11. Postclosing:
    1. Help you coordinate move-in
    2. Assist with any issues that arise after closing